Meet Brent Finlay

Hi ... and thanks for spending some time on this site.

Here's where you get to learn a little bit about me and how I came to building this site and working with business financing.

Things have definitely taken a few turns since my days growing up on a farm on the Canadian Prairies.  Back then, my time was spent more breaking my back than pushing a pencil.

I grew up as a "Flat Lander", not far from the longitudinal center of North America, and got a first hand experience in self employment in one of the most volatile industries in the world, Agriculture.

As a farm boy, I also got to understand the order of things:  Work hard all summer so that you were allowed to play hockey all winter.

In the late 80's, massive drought hit the prairies, and there wasn't much going on, so I went to university and 5 years later came out with an under grad in Agricultural Economics and an MBA in Finance.

At that point, the region was just recovering from the drought, so I became an Ag lender and my first assignment was a Territory around Winnipeg, Manitoba, Canada with the highest number of delinquent accounts and the lowest lending in the province.

Within two years, the overdue accounts became the lowest in the province and the lending the highest.

Whether I fully realized it or not at the time, my career as a finance based reorganization expert and professional trouble shooter (I sarcastically refer to myself as a mopper)  had begun.

Next stop, the third largest grain company in Canada.

Back in the early 90's, this company was a long established co-op that had recently went public and now needed to rebuilt its $250,000,000 infrastructure from the public funding raised and they needed to do it in a hurry or risk being overrun by the competition.

After three years of being public, the capital expansion was in full swing and basically out of control.

My job:  Just Fix It.

3 1/2 years later, we had a detailed consolidation and capital investment strategy that was in full swing.  The rest as they say is history. The company is now the largest grain handling and farm inputs supplier in Canada.

So as things were nicely rounding into shape with the grain company, a large U.S. Multi-national Biotech Company came knocking and wanted to see if I could lend them a hand.

The challenge:  Transition from a very successful two product, operationally excellent company, to a product innovation company expected to feature hundreds of products, develop new markets, and basically turn everything upside down and inside out along the way to doubling the Canadian Business.

My job:  Keep us from blowing ourselves up.

The company had assembled a impressive array of talent from a variety of industries to "shake up" the historical approach to business and drive the product innovation platform into the new millennium.

Even though I was hired be the finance lead and effectively the CFO for the Canadian Business, the first day I was on the job I was given operations, and soon after customer service.  It just got better and better after that.  While my new peers were out shaking things up, I had to develop a support and control system around what they were doing and clean up their messes along the way with about 1% of their available resources.

To make things even more interesting, I added to my 70+ hour a week existence by enrolling into the CMA accelerated program for business professionals which was all weekend, every second weekend, for 10 months.

It was a very interesting time to say the least.  Never before had I worked in a company where everyone had a type AAA+ personality, where each individual was completely driven to succeed and had never really known failure to any great extent.

It made for a very interesting mix.

To say it was all a tremendous learning experience would be an understatement.  During my time there as finance lead and diffuser of corporate chaos, I was involved in mergers, acquisitions, divestitures, joint ventures, consolidations, IPO, restructuring, product launches, capital expansion, and so on.  I also got to experience burnout, divorce, and all the other not so pleasant things that come from working way too hard for a master who always had more for you to do.

The company also achieved the expected growth and success through developing and launching new products with state of the art technology.  Much of what we did was precedent setting in the industry and created several landmark rulings with respect to the future sale of biotech products in Canada.

In my last 2 years with the company, I went full circle and got to sit at the other side of the table leading up strategic planning and business development.  My last assignment was to complete a national restructuring of the Canadian organization and in the process I restructured myself out of the company.

It was time for a break.

It took me about a year to decompress and get back to planet earth from my sometimes surreal corporate experience.

What a wild ride it was.  Like most things in life, it was a mix of the good and the bad but overall an amazing learning experience that I will always be able to draw from.

Since that time, I moved to Eastern Canada and set up shop as a financing consultant, working with companies in need of assistance with financing, business development, and strategic planning.

As I surveyed the market, I noticed an incredible lack of relevant information on the subject of business financing, so it became obvious that I needed to start spending the time necessary to develop an information based web site.

This website is an extension of my overall approach to educate my visitors and customer about business financing.

It will continue to grow with content as time goes by.

While I will always have a strong passion for business financing, it is now firmly balanced off with the passion I have for my new family who will remain front and center in my life.

All the best to you and your business ventures.
 

Brent Finlay

From About Me to Home

 

 

 

footer for small business credit and financing page